Business And Industrial
Business And Industrial is a credit union based in Columbus, Indiana, established in 1960, with $46 million in total assets serving 3,829 members. By Trust Grade it ranks 12th of 124 credit unions we track in Indiana. Its net worth ratio of 17.5% is stronger than 68% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Business And Industrial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Business And Industrial compares to Indiana peers
How we graded Business And Industrial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.5% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Business And Industrial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Business And Industrial insured?
Yes. Business And Industrial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Business And Industrial: frequently asked questions
Is Business And Industrial a good credit union?
Business And Industrial earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.5% capital ratio); Strongly profitable (ROA 1.18%).
Is Business And Industrial NCUA-insured?
Yes. Business And Industrial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Business And Industrial?
Business And Industrial holds $46 million in total assets, ranking 12th of 124 credit unions we track in Indiana. It serves 3,829 members.
Does Business And Industrial have CFPB complaints?
No CFPB complaints against Business And Industrial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
