Energy Plus
Energy Plus is a credit union based in Indianapolis, Indiana, established in 1925, with $45 million in total assets serving 3,840 members. By Trust Grade it ranks 83rd of 124 credit unions we track in Indiana. Its net worth ratio of 15.7% is stronger than 59% of similarly sized credit unions, versus a Indiana median of 12.8%. It posted a loss over the most recent period (-0.06% return on assets), a point to watch. No consumer complaints against Energy Plus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Energy Plus compares to Indiana peers
How we graded Energy Plus
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.7% capital ratio)
- Unprofitable over the period (ROA -0.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Energy Plus over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Energy Plus insured?
Yes. Energy Plus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Energy Plus: frequently asked questions
Is Energy Plus a good credit union?
Energy Plus earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Unprofitable over the period (ROA -0.06%).
Is Energy Plus NCUA-insured?
Yes. Energy Plus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Energy Plus?
Energy Plus holds $45 million in total assets, ranking 83rd of 124 credit unions we track in Indiana. It serves 3,840 members.
Does Energy Plus have CFPB complaints?
No CFPB complaints against Energy Plus appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
