Central Soya
Central Soya is a credit union based in Decatur, Indiana, established in 1940, with $32 million in total assets serving 1,898 members. By Trust Grade it ranks 5th of 124 credit unions we track in Indiana. Its net worth ratio of 18.7% is stronger than 73% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Central Soya appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Soya compares to Indiana peers
How we graded Central Soya
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.7% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Soya over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Central Soya insured?
Yes. Central Soya is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Soya: frequently asked questions
Is Central Soya a good credit union?
Central Soya earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.7% capital ratio); Strongly profitable (ROA 1.11%).
Is Central Soya NCUA-insured?
Yes. Central Soya is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Central Soya?
Central Soya holds $32 million in total assets, ranking 5th of 124 credit unions we track in Indiana. It serves 1,898 members.
Does Central Soya have CFPB complaints?
No CFPB complaints against Central Soya appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
