Howard County School Em
Howard County School Em is a credit union based in Kokomo, Indiana, established in 1964, with $32 million in total assets serving 2,435 members. By Trust Grade it ranks 113th of 124 credit unions we track in Indiana. Its net worth ratio of 17.3% is stronger than 68% of similarly sized credit unions, versus a Indiana median of 12.8%. It posted a loss over the most recent period (-0.94% return on assets), a point to watch. No consumer complaints against Howard County School Em appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Howard County School Em compares to Indiana peers
How we graded Howard County School Em
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.3% capital ratio)
- Unprofitable over the period (ROA -0.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Howard County School Em over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Howard County School Em insured?
Yes. Howard County School Em is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Howard County School Em: frequently asked questions
Is Howard County School Em a good credit union?
Howard County School Em earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (17.3% capital ratio); Unprofitable over the period (ROA -0.94%).
Is Howard County School Em NCUA-insured?
Yes. Howard County School Em is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Howard County School Em?
Howard County School Em holds $32 million in total assets, ranking 113th of 124 credit unions we track in Indiana. It serves 2,435 members.
Does Howard County School Em have CFPB complaints?
No CFPB complaints against Howard County School Em appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
