Financial Health
Financial Health is a credit union based in Indianapolis, Indiana, established in 1971, with $32 million in total assets serving 6,544 members. By Trust Grade it ranks 124th of 124 credit unions we track in Indiana. Its net worth ratio of 10.6% trails most similarly sized credit unions (21th percentile), versus a Indiana median of 12.8%. It posted a loss over the most recent period (-4.42% return on assets), a point to watch. No consumer complaints against Financial Health appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Financial Health compares to Indiana peers
How we graded Financial Health
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Unprofitable over the period (ROA -4.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Financial Health over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Financial Health insured?
Yes. Financial Health is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Financial Health: frequently asked questions
Is Financial Health a good credit union?
Financial Health earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Unprofitable over the period (ROA -4.42%).
Is Financial Health NCUA-insured?
Yes. Financial Health is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Financial Health?
Financial Health holds $32 million in total assets, ranking 124th of 124 credit unions we track in Indiana. It serves 6,544 members.
Does Financial Health have CFPB complaints?
No CFPB complaints against Financial Health appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
