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credit union

Sterling United

Evansville, IN · Est. 1956
B
Trust Grade
Strong
Score: 88/100

Sterling United is a credit union based in Evansville, Indiana, established in 1956, with $103 million in total assets serving 8,158 members. By Trust Grade it ranks 89th of 124 credit unions we track in Indiana. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Sterling United appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$102.5M
$100M–1B institution
Members
8,158
Shares & deposits
Net worth ratio
10.3%
Bottom 35% of $100M–1B peers · Indiana median 12.8%
Return on assets
0.5%
Bottom 36% of $100M–1B peers · Indiana median 0.68%
Rank in Indiana
#89
of 124 credit unions

How Sterling United compares to Indiana peers

Net worth ratio
Bottom 35% of $100M–1B peers
Sterling United
10.3%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Sterling United
0.5%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Sterling United

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.3% capital ratio)
  • Profitable (ROA 0.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sterling United over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sterling United insured?

Yes. Sterling United is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sterling United: frequently asked questions

Is Sterling United a good credit union?

Sterling United earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.49%).

Is Sterling United NCUA-insured?

Yes. Sterling United is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sterling United?

Sterling United holds $103 million in total assets, ranking 89th of 124 credit unions we track in Indiana. It serves 8,158 members.

Does Sterling United have CFPB complaints?

No CFPB complaints against Sterling United appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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