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credit union

Kemba Indianapolis

Indianapolis, IN · Est. 1933
A
Trust Grade
Excellent
Score: 95/100

Kemba Indianapolis is a credit union based in Indianapolis, Indiana, established in 1933, with $84 million in total assets serving 4,969 members. By Trust Grade it ranks 52nd of 124 credit unions we track in Indiana. Its net worth ratio of 15.4% is stronger than 58% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Kemba Indianapolis appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$84.2M
<$100M institution
Members
4,969
Shares & deposits
Net worth ratio
15.4%
Top 42% of <$100M peers · Indiana median 12.8%
Return on assets
0.6%
Bottom 49% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#52
of 124 credit unions

How Kemba Indianapolis compares to Indiana peers

Net worth ratio
Top 42% of <$100M peers
Kemba Indianapolis
15.4%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of <$100M peers
Kemba Indianapolis
0.6%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Kemba Indianapolis

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (15.4% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kemba Indianapolis over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kemba Indianapolis insured?

Yes. Kemba Indianapolis is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kemba Indianapolis: frequently asked questions

Is Kemba Indianapolis a good credit union?

Kemba Indianapolis earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Profitable (ROA 0.59%).

Is Kemba Indianapolis NCUA-insured?

Yes. Kemba Indianapolis is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kemba Indianapolis?

Kemba Indianapolis holds $84 million in total assets, ranking 52nd of 124 credit unions we track in Indiana. It serves 4,969 members.

Does Kemba Indianapolis have CFPB complaints?

No CFPB complaints against Kemba Indianapolis appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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