City Of Firsts Community
City Of Firsts Community is a credit union based in Kokomo, Indiana, established in 1938, with $40 million in total assets serving 3,550 members. By Trust Grade it ranks 108th of 124 credit unions we track in Indiana. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Indiana median of 12.8%. It posted a loss over the most recent period (-0.01% return on assets), a point to watch. No consumer complaints against City Of Firsts Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How City Of Firsts Community compares to Indiana peers
How we graded City Of Firsts Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Unprofitable over the period (ROA -0.01%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for City Of Firsts Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at City Of Firsts Community insured?
Yes. City Of Firsts Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
City Of Firsts Community: frequently asked questions
Is City Of Firsts Community a good credit union?
City Of Firsts Community earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Unprofitable over the period (ROA -0.01%).
Is City Of Firsts Community NCUA-insured?
Yes. City Of Firsts Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is City Of Firsts Community?
City Of Firsts Community holds $40 million in total assets, ranking 108th of 124 credit unions we track in Indiana. It serves 3,550 members.
Does City Of Firsts Community have CFPB complaints?
No CFPB complaints against City Of Firsts Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
