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credit union

Health Care Professionals

Richmond, IN · Est. 1975
A
Trust Grade
Excellent
Score: 98/100

Health Care Professionals is a credit union based in Richmond, Indiana, established in 1975, with $39 million in total assets serving 3,280 members. By Trust Grade it ranks 21st of 124 credit unions we track in Indiana. Its net worth ratio of 18.6% is stronger than 73% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 2.01% return on assets. No consumer complaints against Health Care Professionals appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$39.4M
<$100M institution
Members
3,280
Shares & deposits
Net worth ratio
18.6%
Top 27% of <$100M peers · Indiana median 12.8%
Return on assets
2.0%
Top 6% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#21
of 124 credit unions

How Health Care Professionals compares to Indiana peers

Net worth ratio
Top 27% of <$100M peers
Health Care
18.6%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Health Care
2.0%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Health Care Professionals

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.6% capital ratio)
  • Strongly profitable (ROA 2.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Health Care Professionals over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Health Care Professionals insured?

Yes. Health Care Professionals is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Health Care Professionals: frequently asked questions

Is Health Care Professionals a good credit union?

Health Care Professionals earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.6% capital ratio); Strongly profitable (ROA 2.01%).

Is Health Care Professionals NCUA-insured?

Yes. Health Care Professionals is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Health Care Professionals?

Health Care Professionals holds $39 million in total assets, ranking 21st of 124 credit unions we track in Indiana. It serves 3,280 members.

Does Health Care Professionals have CFPB complaints?

No CFPB complaints against Health Care Professionals appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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