Profinance
Profinance is a credit union based in Merrillville, Indiana, established in 1938, with $15 million in total assets serving 1,387 members. By Trust Grade it ranks 68th of 124 credit unions we track in Indiana. Its net worth ratio of 20.2% is stronger than 79% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Profinance appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Profinance compares to Indiana peers
How we graded Profinance
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.2% capital ratio)
- Profitable (ROA 0.21%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Profinance over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Profinance insured?
Yes. Profinance is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Profinance: frequently asked questions
Is Profinance a good credit union?
Profinance earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (20.2% capital ratio); Profitable (ROA 0.21%).
Is Profinance NCUA-insured?
Yes. Profinance is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Profinance?
Profinance holds $15 million in total assets, ranking 68th of 124 credit unions we track in Indiana. It serves 1,387 members.
Does Profinance have CFPB complaints?
No CFPB complaints against Profinance appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
