Generations
Generations is a credit union based in La Porte, Indiana, established in 1978, with $12 million in total assets serving 1,483 members. By Trust Grade it ranks 23rd of 124 credit unions we track in Indiana. Its net worth ratio of 13.7% trails most similarly sized credit unions (46th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against Generations appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Generations compares to Indiana peers
How we graded Generations
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.7% capital ratio)
- Strongly profitable (ROA 1.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Generations over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Generations insured?
Yes. Generations is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Generations: frequently asked questions
Is Generations a good credit union?
Generations earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Strongly profitable (ROA 1.60%).
Is Generations NCUA-insured?
Yes. Generations is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Generations?
Generations holds $12 million in total assets, ranking 23rd of 124 credit unions we track in Indiana. It serves 1,483 members.
Does Generations have CFPB complaints?
No CFPB complaints against Generations appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
