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credit union

U S #1364

Merrillville, IN · Est. 1936
A
Trust Grade
Excellent
Score: 95/100

U S #1364 is a credit union based in Merrillville, Indiana, established in 1936, with $219 million in total assets serving 13,028 members. By Trust Grade it ranks 43rd of 124 credit unions we track in Indiana. Its net worth ratio of 13.6% is stronger than 77% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against U S #1364 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$218.9M
$100M–1B institution
Members
13,028
Shares & deposits
Net worth ratio
13.6%
Top 23% of $100M–1B peers · Indiana median 12.8%
Return on assets
0.7%
Top 49% of $100M–1B peers · Indiana median 0.68%
Rank in Indiana
#43
of 124 credit unions

How U S #1364 compares to Indiana peers

Net worth ratio
Top 23% of $100M–1B peers
U S
13.6%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
U S
0.7%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded U S #1364

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (13.6% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for U S #1364 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at U S #1364 insured?

Yes. U S #1364 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

U S #1364: frequently asked questions

Is U S #1364 a good credit union?

U S #1364 earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.69%).

Is U S #1364 NCUA-insured?

Yes. U S #1364 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is U S #1364?

U S #1364 holds $219 million in total assets, ranking 43rd of 124 credit unions we track in Indiana. It serves 13,028 members.

Does U S #1364 have CFPB complaints?

No CFPB complaints against U S #1364 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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