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credit union

Regional

Winfield, IN · Est. 1962
A
Trust Grade
Excellent
Score: 92/100

Regional is a credit union based in Winfield, Indiana, established in 1962, with $184 million in total assets serving 26,768 members. By Trust Grade it ranks 71st of 124 credit unions we track in Indiana. Its net worth ratio of 13.1% is stronger than 73% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.20% return on assets. No consumer complaints against Regional appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$184.3M
$100M–1B institution
Members
26,768
Shares & deposits
Net worth ratio
13.1%
Top 27% of $100M–1B peers · Indiana median 12.8%
Return on assets
0.2%
Bottom 16% of $100M–1B peers · Indiana median 0.68%
Rank in Indiana
#71
of 124 credit unions

How Regional compares to Indiana peers

Net worth ratio
Top 27% of $100M–1B peers
Regional
13.1%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
Regional
0.2%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Regional

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (13.1% capital ratio)
  • Profitable (ROA 0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Regional over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Regional insured?

Yes. Regional is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Regional: frequently asked questions

Is Regional a good credit union?

Regional earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Profitable (ROA 0.20%).

Is Regional NCUA-insured?

Yes. Regional is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Regional?

Regional holds $184 million in total assets, ranking 71st of 124 credit unions we track in Indiana. It serves 26,768 members.

Does Regional have CFPB complaints?

No CFPB complaints against Regional appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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