Natco
Natco is a credit union based in Richmond, Indiana, established in 1945, with $155 million in total assets serving 17,160 members. By Trust Grade it ranks 24th of 124 credit unions we track in Indiana. Its net worth ratio of 16.7% is stronger than 93% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against Natco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Natco compares to Indiana peers
How we graded Natco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.7% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Natco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Natco insured?
Yes. Natco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Natco: frequently asked questions
Is Natco a good credit union?
Natco earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Strongly profitable (ROA 1.28%).
Is Natco NCUA-insured?
Yes. Natco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Natco?
Natco holds $155 million in total assets, ranking 24th of 124 credit unions we track in Indiana. It serves 17,160 members.
Does Natco have CFPB complaints?
No CFPB complaints against Natco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
