South Bend Transit
South Bend Transit is a credit union based in South Bend, Indiana, established in 1941, with $3 million in total assets serving 362 members. By Trust Grade it ranks 103rd of 124 credit unions we track in Indiana. Its net worth ratio of 31.6% is stronger than 95% of similarly sized credit unions, versus a Indiana median of 12.8%. It posted a loss over the most recent period (-0.70% return on assets), a point to watch. No consumer complaints against South Bend Transit appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Bend Transit compares to Indiana peers
How we graded South Bend Transit
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (31.6% capital ratio)
- Unprofitable over the period (ROA -0.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Bend Transit over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at South Bend Transit insured?
Yes. South Bend Transit is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Bend Transit: frequently asked questions
Is South Bend Transit a good credit union?
South Bend Transit earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (31.6% capital ratio); Unprofitable over the period (ROA -0.70%).
Is South Bend Transit NCUA-insured?
Yes. South Bend Transit is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is South Bend Transit?
South Bend Transit holds $3 million in total assets, ranking 103rd of 124 credit unions we track in Indiana. It serves 362 members.
Does South Bend Transit have CFPB complaints?
No CFPB complaints against South Bend Transit appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
