Vulcraft Employees
Vulcraft Employees is a credit union based in St Joe, Indiana, established in 1978, with $6 million in total assets serving 734 members. By Trust Grade it ranks 48th of 124 credit unions we track in Indiana. Its net worth ratio of 13.4% trails most similarly sized credit unions (44th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Vulcraft Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vulcraft Employees compares to Indiana peers
How we graded Vulcraft Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vulcraft Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Vulcraft Employees insured?
Yes. Vulcraft Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vulcraft Employees: frequently asked questions
Is Vulcraft Employees a good credit union?
Vulcraft Employees earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.65%).
Is Vulcraft Employees NCUA-insured?
Yes. Vulcraft Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Vulcraft Employees?
Vulcraft Employees holds $6 million in total assets, ranking 48th of 124 credit unions we track in Indiana. It serves 734 members.
Does Vulcraft Employees have CFPB complaints?
No CFPB complaints against Vulcraft Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
