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Western Indiana Credit Union

Sullivan, IN · Est. 1932
A
Trust Grade
Excellent
Score: 95/100

Western Indiana Credit Union is a credit union based in Sullivan, Indiana, established in 1932, with $49 million in total assets serving 3,055 members. By Trust Grade it ranks 50th of 124 credit unions we track in Indiana. Its net worth ratio of 12.2% trails most similarly sized credit unions (34th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Western Indiana Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$49.4M
<$100M institution
Members
3,055
Shares & deposits
Net worth ratio
12.2%
Bottom 34% of <$100M peers · Indiana median 12.8%
Return on assets
0.7%
Top 46% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#50
of 124 credit unions

How Western Indiana Credit Union compares to Indiana peers

Net worth ratio
Bottom 34% of <$100M peers
Western Indiana
12.2%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of <$100M peers
Western Indiana
0.7%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Western Indiana Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Western Indiana Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Western Indiana Credit Union insured?

Yes. Western Indiana Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Western Indiana Credit Union: frequently asked questions

Is Western Indiana Credit Union a good credit union?

Western Indiana Credit Union earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.69%).

Is Western Indiana Credit Union NCUA-insured?

Yes. Western Indiana Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Western Indiana Credit Union?

Western Indiana Credit Union holds $49 million in total assets, ranking 50th of 124 credit unions we track in Indiana. It serves 3,055 members.

Does Western Indiana Credit Union have CFPB complaints?

No CFPB complaints against Western Indiana Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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