Whiting Refinery
Whiting Refinery is a credit union based in Whiting, Indiana, established in 1935, with $54 million in total assets serving 1,988 members. By Trust Grade it ranks 75th of 124 credit unions we track in Indiana. Its net worth ratio of 25.9% is stronger than 91% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against Whiting Refinery appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Whiting Refinery compares to Indiana peers
How we graded Whiting Refinery
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (25.9% capital ratio)
- Profitable (ROA 0.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Whiting Refinery over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Whiting Refinery insured?
Yes. Whiting Refinery is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Whiting Refinery: frequently asked questions
Is Whiting Refinery a good credit union?
Whiting Refinery earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (25.9% capital ratio); Profitable (ROA 0.07%).
Is Whiting Refinery NCUA-insured?
Yes. Whiting Refinery is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Whiting Refinery?
Whiting Refinery holds $54 million in total assets, ranking 75th of 124 credit unions we track in Indiana. It serves 1,988 members.
Does Whiting Refinery have CFPB complaints?
No CFPB complaints against Whiting Refinery appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
