Cedar Falls Community
Cedar Falls Community is a credit union based in Cedar Falls, Iowa, established in 1958, with $243 million in total assets serving 8,868 members. By Trust Grade it ranks 26th of 66 credit unions we track in Iowa. Its net worth ratio of 16.2% is stronger than 91% of similarly sized credit unions, versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Cedar Falls Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cedar Falls Community compares to Iowa peers
How we graded Cedar Falls Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.2% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cedar Falls Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cedar Falls Community insured?
Yes. Cedar Falls Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cedar Falls Community: frequently asked questions
Is Cedar Falls Community a good credit union?
Cedar Falls Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Strongly profitable (ROA 1.37%).
Is Cedar Falls Community NCUA-insured?
Yes. Cedar Falls Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cedar Falls Community?
Cedar Falls Community holds $243 million in total assets, ranking 26th of 66 credit unions we track in Iowa. It serves 8,868 members.
Does Cedar Falls Community have CFPB complaints?
No CFPB complaints against Cedar Falls Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
