Skip to main content
credit union

Members1st Community

Marshalltown, IA · Est. 1964
B
Trust Grade
Strong
Score: 81/100

Members1st Community is a credit union based in Marshalltown, Iowa, established in 1964, with $307 million in total assets serving 17,626 members. By Trust Grade it ranks 57th of 66 credit unions we track in Iowa. Its net worth ratio of 9.4% trails most similarly sized credit unions (21th percentile), versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 0.00% return on assets. No consumer complaints against Members1st Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$307.5M
$100M–1B institution
Members
17,626
Shares & deposits
Net worth ratio
9.4%
Bottom 21% of $100M–1B peers · Iowa median 12.9%
Return on assets
0.0%
Bottom 7% of $100M–1B peers · Iowa median 0.92%
Rank in Iowa
#57
of 66 credit unions

How Members1st Community compares to Iowa peers

Net worth ratio
Bottom 21% of $100M–1B peers
Members1st Community
9.4%
Iowa median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Members1st Community
0.0%
Iowa median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Members1st Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (9.4% capital ratio)
  • Profitable (ROA 0.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members1st Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members1st Community insured?

Yes. Members1st Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members1st Community: frequently asked questions

Is Members1st Community a good credit union?

Members1st Community earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.00%).

Is Members1st Community NCUA-insured?

Yes. Members1st Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members1st Community?

Members1st Community holds $307 million in total assets, ranking 57th of 66 credit unions we track in Iowa. It serves 17,626 members.

Does Members1st Community have CFPB complaints?

No CFPB complaints against Members1st Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Citizens Community
credit union · Fort Dodge, IA · $254M assets
The Family
credit union · Davenport, IA · $249M assets
Cedar Falls Community
credit union · Cedar Falls, IA · $243M assets
Financial Plus
credit union · West Des Moines, IA · $240M assets
Premier
credit union · Des Moines, IA · $394M assets
Employees
credit union · Estherville, IA · $200M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →