Unite
Unite is a credit union based in Cedar Falls, Iowa, established in 1955, with $24 million in total assets serving 1,574 members. By Trust Grade it ranks 63rd of 66 credit unions we track in Iowa. Its net worth ratio of 11.7% trails most similarly sized credit unions (30th percentile), versus a Iowa median of 12.9%. It posted a loss over the most recent period (-1.31% return on assets), a point to watch. No consumer complaints against Unite appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Unite compares to Iowa peers
How we graded Unite
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Unprofitable over the period (ROA -1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Unite over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Unite insured?
Yes. Unite is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Unite: frequently asked questions
Is Unite a good credit union?
Unite earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Unprofitable over the period (ROA -1.31%).
Is Unite NCUA-insured?
Yes. Unite is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Unite?
Unite holds $24 million in total assets, ranking 63rd of 66 credit unions we track in Iowa. It serves 1,574 members.
Does Unite have CFPB complaints?
No CFPB complaints against Unite appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
