North Iowa Community
North Iowa Community is a credit union based in Mason City, Iowa, established in 1956, with $129 million in total assets serving 11,339 members. By Trust Grade it ranks 49th of 66 credit unions we track in Iowa. Its net worth ratio of 9.5% trails most similarly sized credit unions (22th percentile), versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against North Iowa Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Iowa Community compares to Iowa peers
How we graded North Iowa Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Iowa Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at North Iowa Community insured?
Yes. North Iowa Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Iowa Community: frequently asked questions
Is North Iowa Community a good credit union?
North Iowa Community earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Strongly profitable (ROA 1.10%).
Is North Iowa Community NCUA-insured?
Yes. North Iowa Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is North Iowa Community?
North Iowa Community holds $129 million in total assets, ranking 49th of 66 credit unions we track in Iowa. It serves 11,339 members.
Does North Iowa Community have CFPB complaints?
No CFPB complaints against North Iowa Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
