credit union

Concordia Parish School Emp

Ferriday, LA · Est. 1966
A
Trust Grade
Excellent
Score: 90/100

Concordia Parish School Emp is a credit union based in Ferriday, Louisiana, established in 1966, with $3 million in total assets serving 1,369 members. By Trust Grade it ranks 87th of 136 credit unions we track in Louisiana. Its net worth ratio of 10.7% trails most similarly sized credit unions (22th percentile), versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Concordia Parish School Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.2M
<$100M institution
Members
1,369
Shares & deposits
—
Net worth ratio
10.7%
Bottom 22% of <$100M peers · Louisiana median 14.5%
Return on assets
0.7%
Top 46% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#87
of 136 credit unions

How Concordia Parish School Emp compares to Louisiana peers

Net worth ratio
Bottom 22% of <$100M peers
Concordia Parish
10.7%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of <$100M peers
Concordia Parish
0.7%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Concordia Parish School Emp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Concordia Parish School Emp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Concordia Parish School Emp insured?

Yes. Concordia Parish School Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Concordia Parish School Emp: frequently asked questions

Is Concordia Parish School Emp a good credit union?

Concordia Parish School Emp earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.68%).

Is Concordia Parish School Emp NCUA-insured?

Yes. Concordia Parish School Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Concordia Parish School Emp?

Concordia Parish School Emp holds $3 million in total assets, ranking 87th of 136 credit unions we track in Louisiana. It serves 1,369 members.

Does Concordia Parish School Emp have CFPB complaints?

No CFPB complaints against Concordia Parish School Emp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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