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credit union

Electrical Workers Local 130

Metairie, LA · Est. 1955
C
Trust Grade
Average
Score: 79/100

Electrical Workers Local 130 is a credit union based in Metairie, Louisiana, established in 1955, with $3 million in total assets serving 1,483 members. By Trust Grade it ranks 114th of 136 credit unions we track in Louisiana. Its net worth ratio of 14.6% is stronger than 53% of similarly sized credit unions, versus a Louisiana median of 14.5%. It posted a loss over the most recent period (-1.11% return on assets), a point to watch. No consumer complaints against Electrical Workers Local 130 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3M
<$100M institution
Members
1,483
Shares & deposits
Net worth ratio
14.6%
Top 47% of <$100M peers · Louisiana median 14.5%
Return on assets
-1.1%
Bottom 8% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#114
of 136 credit unions

How Electrical Workers Local 130 compares to Louisiana peers

Net worth ratio
Top 47% of <$100M peers
Electrical Workers
14.6%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of <$100M peers
Electrical Workers
-1.1%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Electrical Workers Local 130

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Strongly capitalized (14.6% capital ratio)
  • Unprofitable over the period (ROA -1.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Electrical Workers Local 130 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Electrical Workers Local 130 insured?

Yes. Electrical Workers Local 130 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Electrical Workers Local 130: frequently asked questions

Is Electrical Workers Local 130 a good credit union?

Electrical Workers Local 130 earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Unprofitable over the period (ROA -1.11%).

Is Electrical Workers Local 130 NCUA-insured?

Yes. Electrical Workers Local 130 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Electrical Workers Local 130?

Electrical Workers Local 130 holds $3 million in total assets, ranking 114th of 136 credit unions we track in Louisiana. It serves 1,483 members.

Does Electrical Workers Local 130 have CFPB complaints?

No CFPB complaints against Electrical Workers Local 130 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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