credit union

Immaculate Heart Of Mary

Lafayette, LA · Est. 1942
A
Trust Grade
Excellent
Score: 92/100

Immaculate Heart Of Mary is a credit union based in Lafayette, Louisiana, established in 1942, with $615 thousand in total assets serving 351 members. By Trust Grade it ranks 76th of 136 credit unions we track in Louisiana. Its net worth ratio of 31.0% is stronger than 95% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.20% return on assets. No consumer complaints against Immaculate Heart Of Mary appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$615K
<$100M institution
Members
351
Shares & deposits
—
Net worth ratio
31.0%
Top 5% of <$100M peers · Louisiana median 14.5%
Return on assets
0.2%
Bottom 29% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#76
of 136 credit unions

How Immaculate Heart Of Mary compares to Louisiana peers

Net worth ratio
Top 5% of <$100M peers
Immaculate Heart
31.0%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of <$100M peers
Immaculate Heart
0.2%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Immaculate Heart Of Mary

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (31.0% capital ratio)
  • Profitable (ROA 0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Immaculate Heart Of Mary over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Immaculate Heart Of Mary insured?

Yes. Immaculate Heart Of Mary is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Immaculate Heart Of Mary: frequently asked questions

Is Immaculate Heart Of Mary a good credit union?

Immaculate Heart Of Mary earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (31.0% capital ratio); Profitable (ROA 0.20%).

Is Immaculate Heart Of Mary NCUA-insured?

Yes. Immaculate Heart Of Mary is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Immaculate Heart Of Mary?

Immaculate Heart Of Mary holds $1 million in total assets, ranking 76th of 136 credit unions we track in Louisiana. It serves 351 members.

Does Immaculate Heart Of Mary have CFPB complaints?

No CFPB complaints against Immaculate Heart Of Mary appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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