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credit union

Richland Parish Schools

Rayville, LA · Est. 1977
A
Trust Grade
Excellent
Score: 98/100

Richland Parish Schools is a credit union based in Rayville, Louisiana, established in 1977, with $593 thousand in total assets serving 131 members. By Trust Grade it ranks 25th of 136 credit unions we track in Louisiana. Its net worth ratio of 30.6% is stronger than 95% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 5.15% return on assets. No consumer complaints against Richland Parish Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$593K
<$100M institution
Members
131
Shares & deposits
Net worth ratio
30.6%
Top 5% of <$100M peers · Louisiana median 14.5%
Return on assets
5.2%
Top 1% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#25
of 136 credit unions

How Richland Parish Schools compares to Louisiana peers

Net worth ratio
Top 5% of <$100M peers
Richland Parish
30.6%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Richland Parish
5.2%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Richland Parish Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (30.6% capital ratio)
  • Strongly profitable (ROA 5.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Richland Parish Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Richland Parish Schools insured?

Yes. Richland Parish Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Richland Parish Schools: frequently asked questions

Is Richland Parish Schools a good credit union?

Richland Parish Schools earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (30.6% capital ratio); Strongly profitable (ROA 5.15%).

Is Richland Parish Schools NCUA-insured?

Yes. Richland Parish Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Richland Parish Schools?

Richland Parish Schools holds $1 million in total assets, ranking 25th of 136 credit unions we track in Louisiana. It serves 131 members.

Does Richland Parish Schools have CFPB complaints?

No CFPB complaints against Richland Parish Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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