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credit union

K V

Augusta, ME · Est. 1962
A
Trust Grade
Excellent
Score: 98/100

K V is a credit union based in Augusta, Maine, established in 1962, with $138 million in total assets serving 10,948 members. By Trust Grade it ranks 9th of 48 credit unions we track in Maine. Its net worth ratio of 12.2% is stronger than 63% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against K V appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$138.4M
$100M–1B institution
Members
10,948
Shares & deposits
Net worth ratio
12.2%
Top 37% of $100M–1B peers · Maine median 10.9%
Return on assets
1.2%
Top 19% of $100M–1B peers · Maine median 0.75%
Rank in Maine
#9
of 48 credit unions

How K V compares to Maine peers

Net worth ratio
Top 37% of $100M–1B peers
K V
12.2%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
K V
1.2%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded K V

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for K V over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at K V insured?

Yes. K V is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

K V: frequently asked questions

Is K V a good credit union?

K V earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.22%).

Is K V NCUA-insured?

Yes. K V is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is K V?

K V holds $138 million in total assets, ranking 9th of 48 credit unions we track in Maine. It serves 10,948 members.

Does K V have CFPB complaints?

No CFPB complaints against K V appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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