Otis
Otis is a credit union based in Jay, Maine, established in 1954, with $296 million in total assets serving 12,477 members. By Trust Grade it ranks 5th of 48 credit unions we track in Maine. Its net worth ratio of 16.0% is stronger than 90% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Otis appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Otis compares to Maine peers
How we graded Otis
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.0% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Otis over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Otis insured?
Yes. Otis is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Otis: frequently asked questions
Is Otis a good credit union?
Otis earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.0% capital ratio); Strongly profitable (ROA 1.24%).
Is Otis NCUA-insured?
Yes. Otis is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Otis?
Otis holds $296 million in total assets, ranking 5th of 48 credit unions we track in Maine. It serves 12,477 members.
Does Otis have CFPB complaints?
No CFPB complaints against Otis appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
