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credit union

Bangor

Bangor, ME · Est. 1956
84/ 100
Trust Grade
Strong
84 out of 100

Bangor is a credit union based in Bangor, Maine, established in 1956, with $291 million in total assets serving 15,712 members. By Trust Grade it ranks 38th of 48 credit unions we track in Maine. Its net worth ratio of 8.5% trails most similarly sized credit unions (8th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Bangor appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$291.0M
$100M–1B institution
Members
15,712
Shares & deposits
Net worth ratio
8.5%
Bottom 8% of $100M–1B peers · Maine median 10.9%
Return on assets
0.8%
Top 39% of $100M–1B peers · Maine median 0.75%
Rank in Maine
#38
of 48 credit unions

How Bangor compares to Maine peers

Net worth ratio
Bottom 8% of $100M–1B peers
Bangor
8.5%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
Bangor
0.8%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Bangor

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
84/100
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.84%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Bangor over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bangor insured?

Yes. Bangor is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bangor: frequently asked questions

Is Bangor a good credit union?

Bangor earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.84%).

Is Bangor NCUA-insured?

Yes. Bangor is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bangor?

Bangor holds $291 million in total assets, ranking 38th of 48 credit unions we track in Maine. It serves 15,712 members.

Does Bangor have CFPB complaints?

No CFPB complaints against Bangor appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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