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credit union

Maine Family

Lewiston, ME · Est. 1938
B
Trust Grade
Strong
Score: 83/100

Maine Family is a credit union based in Lewiston, Maine, established in 1938, with $286 million in total assets serving 19,179 members. By Trust Grade it ranks 42nd of 48 credit unions we track in Maine. Its net worth ratio of 8.7% trails most similarly sized credit unions (11th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Maine Family appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$285.7M
$100M–1B institution
Members
19,179
Shares & deposits
Net worth ratio
8.7%
Bottom 11% of $100M–1B peers · Maine median 10.9%
Return on assets
0.6%
Bottom 45% of $100M–1B peers · Maine median 0.75%
Rank in Maine
#42
of 48 credit unions

How Maine Family compares to Maine peers

Net worth ratio
Bottom 11% of $100M–1B peers
Maine Family
8.7%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $100M–1B peers
Maine Family
0.6%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Maine Family

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Maine Family over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Maine Family insured?

Yes. Maine Family is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Maine Family: frequently asked questions

Is Maine Family a good credit union?

Maine Family earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.62%).

Is Maine Family NCUA-insured?

Yes. Maine Family is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Maine Family?

Maine Family holds $286 million in total assets, ranking 42nd of 48 credit unions we track in Maine. It serves 19,179 members.

Does Maine Family have CFPB complaints?

No CFPB complaints against Maine Family appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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