Oxford
Oxford is a credit union based in Mexico, Maine, established in 1938, with $370 million in total assets serving 20,296 members. By Trust Grade it ranks 1st of 48 credit unions we track in Maine. Its net worth ratio of 15.8% is stronger than 89% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against Oxford appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oxford compares to Maine peers
How we graded Oxford
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.8% capital ratio)
- Strongly profitable (ROA 1.79%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oxford over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Oxford insured?
Yes. Oxford is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oxford: frequently asked questions
Is Oxford a good credit union?
Oxford earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.8% capital ratio); Strongly profitable (ROA 1.79%).
Is Oxford NCUA-insured?
Yes. Oxford is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Oxford?
Oxford holds $370 million in total assets, ranking 1st of 48 credit unions we track in Maine. It serves 20,296 members.
Does Oxford have CFPB complaints?
No CFPB complaints against Oxford appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
