Sebasticook Valley
Sebasticook Valley is a credit union based in Pittsfield, Maine, established in 1953, with $183 million in total assets serving 12,022 members. By Trust Grade it ranks 3rd of 48 credit unions we track in Maine. Its net worth ratio of 15.2% is stronger than 88% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 1.97% return on assets. No consumer complaints against Sebasticook Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sebasticook Valley compares to Maine peers
How we graded Sebasticook Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.2% capital ratio)
- Strongly profitable (ROA 1.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sebasticook Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sebasticook Valley insured?
Yes. Sebasticook Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sebasticook Valley: frequently asked questions
Is Sebasticook Valley a good credit union?
Sebasticook Valley earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 1.97%).
Is Sebasticook Valley NCUA-insured?
Yes. Sebasticook Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sebasticook Valley?
Sebasticook Valley holds $183 million in total assets, ranking 3rd of 48 credit unions we track in Maine. It serves 12,022 members.
Does Sebasticook Valley have CFPB complaints?
No CFPB complaints against Sebasticook Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
