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credit union

Atlantic Regional

South Portland, ME · Est. 1941
B
Trust Grade
Strong
Score: 89/100

Atlantic Regional is a credit union based in South Portland, Maine, established in 1941, with $1.1 billion in total assets serving 49,072 members. By Trust Grade it ranks 26th of 48 credit unions we track in Maine. Its net worth ratio of 11.1% is stronger than 57% of similarly sized credit unions, versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Atlantic Regional appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Members
49,072
Shares & deposits
Net worth ratio
11.1%
Top 43% of $1B–10B peers · Maine median 10.9%
Return on assets
0.3%
Bottom 17% of $1B–10B peers · Maine median 0.75%
Rank in Maine
#26
of 48 credit unions

How Atlantic Regional compares to Maine peers

Net worth ratio
Top 43% of $1B–10B peers
Atlantic Regional
11.1%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $1B–10B peers
Atlantic Regional
0.3%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Atlantic Regional

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Atlantic Regional over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Atlantic Regional insured?

Yes. Atlantic Regional is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Atlantic Regional: frequently asked questions

Is Atlantic Regional a good credit union?

Atlantic Regional earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.33%).

Is Atlantic Regional NCUA-insured?

Yes. Atlantic Regional is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Atlantic Regional?

Atlantic Regional holds $1.1 billion in total assets, ranking 26th of 48 credit unions we track in Maine. It serves 49,072 members.

Does Atlantic Regional have CFPB complaints?

No CFPB complaints against Atlantic Regional appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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