credit union

Destinations Credit Union

Baltimore, MD · Est. 1935
A
Trust Grade
Excellent
Score: 93/100

Destinations Credit Union is a credit union based in Baltimore, Maryland, established in 1935, with $65 million in total assets serving 5,579 members. By Trust Grade it ranks 27th of 61 credit unions we track in Maryland. Its net worth ratio of 13.8% trails most similarly sized credit unions (47th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Destinations Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$64.7M
<$100M institution
Members
5,579
Shares & deposits
—
Net worth ratio
13.8%
Bottom 47% of <$100M peers · Maryland median 11.9%
Return on assets
0.3%
Bottom 36% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#27
of 61 credit unions

How Destinations Credit Union compares to Maryland peers

Net worth ratio
Bottom 47% of <$100M peers
Destinations Credit
13.8%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Destinations Credit
0.3%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Destinations Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.8% capital ratio)
  • Profitable (ROA 0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Destinations Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Destinations Credit Union insured?

Yes. Destinations Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Destinations Credit Union: frequently asked questions

Is Destinations Credit Union a good credit union?

Destinations Credit Union earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Profitable (ROA 0.32%).

Is Destinations Credit Union NCUA-insured?

Yes. Destinations Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Destinations Credit Union?

Destinations Credit Union holds $65 million in total assets, ranking 27th of 61 credit unions we track in Maryland. It serves 5,579 members.

Does Destinations Credit Union have CFPB complaints?

No CFPB complaints against Destinations Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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