Fedfinancial
Fedfinancial is a credit union based in Silver Spring, Maryland, established in 1935, with $78 million in total assets serving 3,671 members. By Trust Grade it ranks 55th of 61 credit unions we track in Maryland. Its net worth ratio of 8.7% trails most similarly sized credit unions (8th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against Fedfinancial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fedfinancial compares to Maryland peers
How we graded Fedfinancial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fedfinancial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Fedfinancial insured?
Yes. Fedfinancial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fedfinancial: frequently asked questions
Is Fedfinancial a good credit union?
Fedfinancial earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.34%).
Is Fedfinancial NCUA-insured?
Yes. Fedfinancial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Fedfinancial?
Fedfinancial holds $78 million in total assets, ranking 55th of 61 credit unions we track in Maryland. It serves 3,671 members.
Does Fedfinancial have CFPB complaints?
No CFPB complaints against Fedfinancial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
