Har-Co
Har-Co is a credit union based in Bel Air, Maryland, established in 1955, with $286 million in total assets serving 13,626 members. By Trust Grade it ranks 47th of 61 credit unions we track in Maryland. Its net worth ratio of 9.7% trails most similarly sized credit unions (25th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Har-Co appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Har-Co compares to Maryland peers
How we graded Har-Co
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.51%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Har-Co over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Har-Co insured?
Yes. Har-Co is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Har-Co: frequently asked questions
Is Har-Co a good credit union?
Har-Co earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.51%).
Is Har-Co NCUA-insured?
Yes. Har-Co is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Har-Co?
Har-Co holds $286 million in total assets, ranking 47th of 61 credit unions we track in Maryland. It serves 13,626 members.
Does Har-Co have CFPB complaints?
No CFPB complaints against Har-Co appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
