credit union

U S Postal Service

Clinton, MD · Est. 1934
B
Trust Grade
Strong
Score: 86/100

U S Postal Service is a credit union based in Clinton, Maryland, established in 1934, with $286 million in total assets serving 25,317 members. By Trust Grade it ranks 46th of 61 credit unions we track in Maryland. Its net worth ratio of 10.5% trails most similarly sized credit unions (38th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against U S Postal Service appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$286.3M
$100M–1B institution
Members
25,317
Shares & deposits
—
Net worth ratio
10.5%
Bottom 38% of $100M–1B peers · Maryland median 11.9%
Return on assets
0.1%
Bottom 12% of $100M–1B peers · Maryland median 0.49%
Rank in Maryland
#46
of 61 credit unions

How U S Postal Service compares to Maryland peers

Net worth ratio
Bottom 38% of $100M–1B peers
U S
10.5%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $100M–1B peers
U S
0.1%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded U S Postal Service

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for U S Postal Service over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at U S Postal Service insured?

Yes. U S Postal Service is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

U S Postal Service: frequently asked questions

Is U S Postal Service a good credit union?

U S Postal Service earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.12%).

Is U S Postal Service NCUA-insured?

Yes. U S Postal Service is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is U S Postal Service?

U S Postal Service holds $286 million in total assets, ranking 46th of 61 credit unions we track in Maryland. It serves 25,317 members.

Does U S Postal Service have CFPB complaints?

No CFPB complaints against U S Postal Service appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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credit union · Germantown, MD · $250M assets
Prince George's Community
credit union · Bowie, MD · $331M assets
Bull Dog
credit union · Hagerstown, MD · $241M assets
Signal Financial
credit union · Kensington, MD · $369M assets
Police
credit union · Upper Marlboro, MD · $176M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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