credit union

Thiokol Elkton

Elkton, MD · Est. 1958
A
Trust Grade
Excellent
Score: 98/100

Thiokol Elkton is a credit union based in Elkton, Maryland, established in 1958, with $24 million in total assets serving 1,661 members. By Trust Grade it ranks 7th of 61 credit unions we track in Maryland. Its net worth ratio of 17.6% is stronger than 69% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Thiokol Elkton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$24.1M
<$100M institution
Members
1,661
Shares & deposits
—
Net worth ratio
17.6%
Top 31% of <$100M peers · Maryland median 11.9%
Return on assets
1.0%
Top 31% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#7
of 61 credit unions

How Thiokol Elkton compares to Maryland peers

Net worth ratio
Top 31% of <$100M peers
Thiokol Elkton
17.6%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of <$100M peers
Thiokol Elkton
1.0%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Thiokol Elkton

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.6% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Thiokol Elkton over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Thiokol Elkton insured?

Yes. Thiokol Elkton is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Thiokol Elkton: frequently asked questions

Is Thiokol Elkton a good credit union?

Thiokol Elkton earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.6% capital ratio); Profitable (ROA 0.99%).

Is Thiokol Elkton NCUA-insured?

Yes. Thiokol Elkton is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Thiokol Elkton?

Thiokol Elkton holds $24 million in total assets, ranking 7th of 61 credit unions we track in Maryland. It serves 1,661 members.

Does Thiokol Elkton have CFPB complaints?

No CFPB complaints against Thiokol Elkton appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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