credit union

Ferko Md

Frederick, MD · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Ferko Md is a credit union based in Frederick, Maryland, established in 1955, with $30 million in total assets serving 3,035 members. By Trust Grade it ranks 6th of 61 credit unions we track in Maryland. Its net worth ratio of 19.2% is stronger than 75% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 2.15% return on assets. No consumer complaints against Ferko Md appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$29.9M
<$100M institution
Members
3,035
Shares & deposits
—
Net worth ratio
19.2%
Top 25% of <$100M peers · Maryland median 11.9%
Return on assets
2.1%
Top 5% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#6
of 61 credit unions

How Ferko Md compares to Maryland peers

Net worth ratio
Top 25% of <$100M peers
Ferko Md
19.2%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of <$100M peers
Ferko Md
2.1%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Ferko Md

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.2% capital ratio)
  • Strongly profitable (ROA 2.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ferko Md over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ferko Md insured?

Yes. Ferko Md is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ferko Md: frequently asked questions

Is Ferko Md a good credit union?

Ferko Md earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.2% capital ratio); Strongly profitable (ROA 2.15%).

Is Ferko Md NCUA-insured?

Yes. Ferko Md is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ferko Md?

Ferko Md holds $30 million in total assets, ranking 6th of 61 credit unions we track in Maryland. It serves 3,035 members.

Does Ferko Md have CFPB complaints?

No CFPB complaints against Ferko Md appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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