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credit union

Post Office Cu Of Md, Inc.

Baltimore, MD
A
Trust Grade
Excellent
Score: 92/100

Post Office Cu Of Md, Inc. is a credit union based in Baltimore, Maryland, with $29 million in total assets serving 3,006 members. By Trust Grade it ranks 31st of 61 credit unions we track in Maryland. Its net worth ratio of 24.1% is stronger than 88% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Post Office Cu Of Md, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$29.3M
<$100M institution
Members
3,006
Shares & deposits
Net worth ratio
24.1%
Top 12% of <$100M peers · Maryland median 11.9%
Return on assets
0.2%
Bottom 31% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#31
of 61 credit unions

How Post Office Cu Of Md, Inc. compares to Maryland peers

Net worth ratio
Top 12% of <$100M peers
Post Office
24.1%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of <$100M peers
Post Office
0.2%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Post Office Cu Of Md, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (24.1% capital ratio)
  • Profitable (ROA 0.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Post Office Cu Of Md, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Post Office Cu Of Md, Inc. insured?

Yes. Post Office Cu Of Md, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Post Office Cu Of Md, Inc.: frequently asked questions

Is Post Office Cu Of Md, Inc. a good credit union?

Post Office Cu Of Md, Inc. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (24.1% capital ratio); Profitable (ROA 0.22%).

Is Post Office Cu Of Md, Inc. NCUA-insured?

Yes. Post Office Cu Of Md, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Post Office Cu Of Md, Inc.?

Post Office Cu Of Md, Inc. holds $29 million in total assets, ranking 31st of 61 credit unions we track in Maryland. It serves 3,006 members.

Does Post Office Cu Of Md, Inc. have CFPB complaints?

No CFPB complaints against Post Office Cu Of Md, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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