Mid-Atlantic
Mid-Atlantic is a credit union based in Germantown, Maryland, established in 1968, with $448 million in total assets serving 17,696 members. By Trust Grade it ranks 34th of 61 credit unions we track in Maryland. Its net worth ratio of 10.9% trails most similarly sized credit unions (44th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Mid-Atlantic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mid-Atlantic compares to Maryland peers
How we graded Mid-Atlantic
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.9% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mid-Atlantic over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mid-Atlantic insured?
Yes. Mid-Atlantic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mid-Atlantic: frequently asked questions
Is Mid-Atlantic a good credit union?
Mid-Atlantic earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.63%).
Is Mid-Atlantic NCUA-insured?
Yes. Mid-Atlantic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mid-Atlantic?
Mid-Atlantic holds $448 million in total assets, ranking 34th of 61 credit unions we track in Maryland. It serves 17,696 members.
Does Mid-Atlantic have CFPB complaints?
No CFPB complaints against Mid-Atlantic appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
