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credit union

Wepco

Bloomington, MD · Est. 1950
A
Trust Grade
Excellent
Score: 98/100

Wepco is a credit union based in Bloomington, Maryland, established in 1950, with $397 million in total assets serving 42,117 members. By Trust Grade it ranks 4th of 61 credit unions we track in Maryland. Its net worth ratio of 15.1% is stronger than 87% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against Wepco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$397.3M
$100M–1B institution
Members
42,117
Shares & deposits
Net worth ratio
15.1%
Top 13% of $100M–1B peers · Maryland median 11.9%
Return on assets
1.7%
Top 7% of $100M–1B peers · Maryland median 0.49%
Rank in Maryland
#4
of 61 credit unions

How Wepco compares to Maryland peers

Net worth ratio
Top 13% of $100M–1B peers
Wepco
15.1%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
Wepco
1.7%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Wepco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.1% capital ratio)
  • Strongly profitable (ROA 1.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wepco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wepco insured?

Yes. Wepco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wepco: frequently asked questions

Is Wepco a good credit union?

Wepco earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 1.69%).

Is Wepco NCUA-insured?

Yes. Wepco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wepco?

Wepco holds $397 million in total assets, ranking 4th of 61 credit unions we track in Maryland. It serves 42,117 members.

Does Wepco have CFPB complaints?

No CFPB complaints against Wepco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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