Chessie
Chessie is a credit union based in Cumberland, Maryland, established in 1948, with $433 million in total assets serving 33,968 members. By Trust Grade it ranks 1st of 61 credit unions we track in Maryland. Its net worth ratio of 13.6% is stronger than 77% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Chessie appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chessie compares to Maryland peers
How we graded Chessie
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chessie over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Chessie insured?
Yes. Chessie is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chessie: frequently asked questions
Is Chessie a good credit union?
Chessie earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.27%).
Is Chessie NCUA-insured?
Yes. Chessie is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Chessie?
Chessie holds $433 million in total assets, ranking 1st of 61 credit unions we track in Maryland. It serves 33,968 members.
Does Chessie have CFPB complaints?
No CFPB complaints against Chessie appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
