credit union

Market Usa

Laurel, MD · Est. 1953
A
Trust Grade
Excellent
Score: 96/100

Market Usa is a credit union based in Laurel, Maryland, established in 1953, with $141 million in total assets serving 17,055 members. By Trust Grade it ranks 15th of 61 credit unions we track in Maryland. Its net worth ratio of 18.9% is stronger than 96% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Market Usa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$141.4M
$100M–1B institution
Members
17,055
Shares & deposits
—
Net worth ratio
18.9%
Top 4% of $100M–1B peers · Maryland median 11.9%
Return on assets
0.8%
Top 42% of $100M–1B peers · Maryland median 0.49%
Rank in Maryland
#15
of 61 credit unions

How Market Usa compares to Maryland peers

Net worth ratio
Top 4% of $100M–1B peers
Market Usa
18.9%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
Market Usa
0.8%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Market Usa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (18.9% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Market Usa over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Market Usa insured?

Yes. Market Usa is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Market Usa: frequently asked questions

Is Market Usa a good credit union?

Market Usa earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (18.9% capital ratio); Profitable (ROA 0.80%).

Is Market Usa NCUA-insured?

Yes. Market Usa is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Market Usa?

Market Usa holds $141 million in total assets, ranking 15th of 61 credit unions we track in Maryland. It serves 17,055 members.

Does Market Usa have CFPB complaints?

No CFPB complaints against Market Usa appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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