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credit union

Washington County Teachers

Hagerstown, MD · Est. 1949
A
Trust Grade
Excellent
Score: 98/100

Washington County Teachers is a credit union based in Hagerstown, Maryland, established in 1949, with $96 million in total assets serving 4,475 members. By Trust Grade it ranks 3rd of 61 credit unions we track in Maryland. Its net worth ratio of 15.1% is stronger than 56% of similarly sized credit unions, versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Washington County Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$96.0M
<$100M institution
Members
4,475
Shares & deposits
Net worth ratio
15.1%
Top 44% of <$100M peers · Maryland median 11.9%
Return on assets
1.2%
Top 25% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#3
of 61 credit unions

How Washington County Teachers compares to Maryland peers

Net worth ratio
Top 44% of <$100M peers
Washington County
15.1%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of <$100M peers
Washington County
1.2%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Washington County Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.1% capital ratio)
  • Strongly profitable (ROA 1.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Washington County Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Washington County Teachers insured?

Yes. Washington County Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Washington County Teachers: frequently asked questions

Is Washington County Teachers a good credit union?

Washington County Teachers earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 1.16%).

Is Washington County Teachers NCUA-insured?

Yes. Washington County Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Washington County Teachers?

Washington County Teachers holds $96 million in total assets, ranking 3rd of 61 credit unions we track in Maryland. It serves 4,475 members.

Does Washington County Teachers have CFPB complaints?

No CFPB complaints against Washington County Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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