credit union

Bee

Salisbury, MD · Est. 1954
B
Trust Grade
Strong
Score: 87/100

Bee is a credit union based in Salisbury, Maryland, established in 1954, with $8 million in total assets serving 996 members. By Trust Grade it ranks 41st of 61 credit unions we track in Maryland. Its net worth ratio of 21.9% is stronger than 83% of similarly sized credit unions, versus a Maryland median of 11.9%. It posted a loss over the most recent period (-0.34% return on assets), a point to watch. No consumer complaints against Bee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.8M
<$100M institution
Members
996
Shares & deposits
—
Net worth ratio
21.9%
Top 17% of <$100M peers · Maryland median 11.9%
Return on assets
-0.3%
Bottom 15% of <$100M peers · Maryland median 0.49%
Rank in Maryland
#41
of 61 credit unions

How Bee compares to Maryland peers

Net worth ratio
Top 17% of <$100M peers
Bee
21.9%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
Bee
-0.3%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Bee

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (21.9% capital ratio)
  • Unprofitable over the period (ROA -0.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bee over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bee insured?

Yes. Bee is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bee: frequently asked questions

Is Bee a good credit union?

Bee earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (21.9% capital ratio); Unprofitable over the period (ROA -0.34%).

Is Bee NCUA-insured?

Yes. Bee is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bee?

Bee holds $8 million in total assets, ranking 41st of 61 credit unions we track in Maryland. It serves 996 members.

Does Bee have CFPB complaints?

No CFPB complaints against Bee appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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