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credit union

Cambridge Firefighters

Cambridge, MA · Est. 1936
A
Trust Grade
Excellent
Score: 98/100

Cambridge Firefighters is a credit union based in Cambridge, Massachusetts, established in 1936, with $15 million in total assets serving 864 members. By Trust Grade it ranks 2nd of 122 credit unions we track in Massachusetts. Its net worth ratio of 24.3% is stronger than 88% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Cambridge Firefighters appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.8M
<$100M institution
Members
864
Shares & deposits
Net worth ratio
24.3%
Top 12% of <$100M peers · Massachusetts median 12%
Return on assets
1.5%
Top 15% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#2
of 122 credit unions

How Cambridge Firefighters compares to Massachusetts peers

Net worth ratio
Top 12% of <$100M peers
Cambridge Firefighters
24.3%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of <$100M peers
Cambridge Firefighters
1.5%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cambridge Firefighters

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (24.3% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cambridge Firefighters over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cambridge Firefighters insured?

Yes. Cambridge Firefighters is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cambridge Firefighters: frequently asked questions

Is Cambridge Firefighters a good credit union?

Cambridge Firefighters earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.3% capital ratio); Strongly profitable (ROA 1.50%).

Is Cambridge Firefighters NCUA-insured?

Yes. Cambridge Firefighters is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cambridge Firefighters?

Cambridge Firefighters holds $15 million in total assets, ranking 2nd of 122 credit unions we track in Massachusetts. It serves 864 members.

Does Cambridge Firefighters have CFPB complaints?

No CFPB complaints against Cambridge Firefighters appear in our data over the analysis window, which is typical for a credit union of this size.

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Morton
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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