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credit union

Marblehead Municipal

Marblehead, MA · Est. 1978
A
Trust Grade
Excellent
Score: 95/100

Marblehead Municipal is a credit union based in Marblehead, Massachusetts, established in 1978, with $13 million in total assets serving 1,230 members. By Trust Grade it ranks 40th of 122 credit unions we track in Massachusetts. Its net worth ratio of 16.1% is stronger than 61% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Marblehead Municipal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.9M
<$100M institution
Members
1,230
Shares & deposits
Net worth ratio
16.1%
Top 39% of <$100M peers · Massachusetts median 12%
Return on assets
0.7%
Top 46% of <$100M peers · Massachusetts median 0.55%
Rank in Massachusetts
#40
of 122 credit unions

How Marblehead Municipal compares to Massachusetts peers

Net worth ratio
Top 39% of <$100M peers
Marblehead Municipal
16.1%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of <$100M peers
Marblehead Municipal
0.7%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Marblehead Municipal

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (16.1% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Marblehead Municipal over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Marblehead Municipal insured?

Yes. Marblehead Municipal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Marblehead Municipal: frequently asked questions

Is Marblehead Municipal a good credit union?

Marblehead Municipal earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Profitable (ROA 0.69%).

Is Marblehead Municipal NCUA-insured?

Yes. Marblehead Municipal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Marblehead Municipal?

Marblehead Municipal holds $13 million in total assets, ranking 40th of 122 credit unions we track in Massachusetts. It serves 1,230 members.

Does Marblehead Municipal have CFPB complaints?

No CFPB complaints against Marblehead Municipal appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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