Harvard
Harvard is a credit union based in Cambridge, Massachusetts, established in 1939, with $1.2 billion in total assets serving 58,845 members. By Trust Grade it ranks 112th of 122 credit unions we track in Massachusetts. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Harvard appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Harvard compares to Massachusetts peers
How we graded Harvard
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Harvard over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Harvard insured?
Yes. Harvard is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Harvard: frequently asked questions
Is Harvard a good credit union?
Harvard earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.23%).
Is Harvard NCUA-insured?
Yes. Harvard is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Harvard?
Harvard holds $1.2 billion in total assets, ranking 112th of 122 credit unions we track in Massachusetts. It serves 58,845 members.
Does Harvard have CFPB complaints?
No CFPB complaints against Harvard appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
