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credit union

All One

Leominster, MA · Est. 1954
B
Trust Grade
Strong
Score: 81/100

All One is a credit union based in Leominster, Massachusetts, established in 1954, with $864 million in total assets serving 36,606 members. By Trust Grade it ranks 107th of 122 credit unions we track in Massachusetts. Its net worth ratio of 8.8% trails most similarly sized credit unions (12th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against All One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$864.4M
$100M–1B institution
Members
36,606
Shares & deposits
Net worth ratio
8.8%
Bottom 12% of $100M–1B peers · Massachusetts median 12%
Return on assets
0.4%
Bottom 28% of $100M–1B peers · Massachusetts median 0.55%
Rank in Massachusetts
#107
of 122 credit unions

How All One compares to Massachusetts peers

Net worth ratio
Bottom 12% of $100M–1B peers
All One
8.8%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $100M–1B peers
All One
0.4%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded All One

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for All One over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at All One insured?

Yes. All One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

All One: frequently asked questions

Is All One a good credit union?

All One earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.39%).

Is All One NCUA-insured?

Yes. All One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is All One?

All One holds $864 million in total assets, ranking 107th of 122 credit unions we track in Massachusetts. It serves 36,606 members.

Does All One have CFPB complaints?

No CFPB complaints against All One appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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